We have a team of financial coaches waiting to assist you with:
• Financial literacy
• Budgeting
• Credit restructuring recommendations
• Debt management
• Black listing
Our relationship with money is like our fingerprints – unique. It is dependent on many factors and impacts our lives daily. For some, money matters can be confusing! For others, finances are the main source of stress in today’s tough economic times. Whatever your financial situation is, our financial coaches are available to provide independent financial counselling and recommendations on matters such as budgets, financial literacy, and credit restructuring.
Referral for debt counselling is also available. If you feel you are over-indebted, our financial coaches will assess your financial situation as well as discuss the advantages and disadvantages of debt counselling with you. If it is found that you are over-indebted and qualify for debt counselling, you will be referred into our network of debt counsellors who are accredited by the South African National Credit Regulator (NCR). The process involves restructuring your debt and distributing the available funds among your creditors.

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Until 2007 consumers in South Africa were able to easily enter into credit agreements with banks and any other company